PayGate
This article will walk you through adding your PayGate gateway.
Note: if using Paygate for 3DS transactions, you will need a 3DS enabled account AND a moto account.
Step 1 - Activate Paygate
Go to Gateways > Gateway Integrations and scroll down to the PayGate Plugin.
Click on the PayGate Plugin.
Click on Activate.
Step 2 - Add PayGate credentials
Now the Create New Gateway page will appear. Double-check that PayGate is selected in the gateway field and fill in the rest of the info on the gateway profile.
If only standard transactions are needed:
PayGateId and Password are provided by PayGate as PayGate Id and Encryption Key
MOTOPayGateId: leave blank
MOTOPassword: leave blank
autoSettleOn
leave empty for authorizations and captures
check for automatic auth settlements
Secure3DS: leave empty
If 3DS transactions are needed:
PayGateId and Password are your 3DS account credentials
PayGateId and Password are provided by PayGate as PayGate Id and Encryption Key
MOTOPayGateId and MOTOPassword are your MOTO account credentials
Secure3DS should be checked.
autoSettleOn is automatic for 3DS-related transactions.
For both 3DS and Standard transactions:
Set up two copies of the gateway as above, with the following change.
For the standard gateway use your MOTOPayGateId and MOTOPassword as your PayGateId and Password
MOTOPayGateId and MOTOPassword should remain blank.
Step 3 - Complete the rest of the gateway profile
Customer Service
Phone #: The customer service phone number that customers should call related to this gateway.
Chargeback #: The customer service phone number for chargebacks on the gateway.
Email #: The customer service email that customers should use.
URL: A support web page related to the gateway.
Limits
Monthly Cap: This is the total volume per month that is allowed to process on the gateway. The CRM can calculate your cap usage two different ways:
The first calculation includes only gross billings against the gateway and ignores refunds (this is default).
The second calculation shows net billings and includes refunds to give the net billings for the month. You can enable the second option by enabling the Include Refunds checkbox.
Discount Rate: The discount rate associated with the processor. This a percentage of volume taken by the bank on every sale.
Transaction Fee: This is a flat rate that is charged by the gateway for each transaction.
Reserve Rate: This is a percentage on billings that the bank keeps in a rolling reserve.
Chargeback Ratio: This is the threshold for Chargeback rates.
Trial Limits
Validate Card Amount: This is used for the Validate Card authorization type. This value determines the authorization amount ran to the gateway if the offer is using Validate Card. This can be used to authorize a card for up to $15.
Additional Options
Enabled: Whether or not to allow any sales on the gateway. When this box is deselected, no sales are allowed to process against the gateway.
Block Pre-Paid: Whether or not to allow prepaid cards to process against the gateway. If checked, prepaid cards will be blocked.
Block Debit Cards: Whether or not to allow debit cards to process against the gateway. If checked, debit cards will be blocked.
Accepted Payments
Echeck: Check this if your gateway allows eCheck transactions.
Mastercard: Check this if your gateway allows Master Cards.
Visa: Check this if your gateway allows Visa Cards.
AmEx: Check this if your gateway allowed American Express Cards.
Discover: Check this if your gateway allowed Discover.
Merchant Details
Descriptor: (Required) The descriptor that the customers will see on their bank statements. Can be used as a token on some autoresponders.
Mid#: (Required) This is the mid number for the gateway. This can be found on the VAR sheet or by contacting your merchant provider.
Processor: This is the processor that the particular mid on the gateway is using.
Now Click on Create Gateway to save your settings.
Please review all information for accuracy before creating the new gateway.
3D Secure Processing
Follow these instructions for 3DS processing the checkout page
Decline References
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